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If you plan to pay your child's college tuition in a few months, you should keep the money in a savings account or a short-term CD. If you're saving for a longer-term goal, you should invest. If you're looking for more aggressive growth, you should invest. You'll need to decide what you're comfortable with. But for now, save and invest your money until you reach the goal you want. If you have a short-term goal, you should avoid investing in stocks. Unless you're saving for a specific purpose, you shouldn't invest in the stock market. At, https://www.moneyunder30.com/ you will get all the information about saving money.